Personal Financial Blog | Michael Jonker (076 163 6789)
BASICS OF PERSONAL FINANCE
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Taking control of your personal finances doesn't have to be risky, says Alexa von Tobel, founder and CEO of personal finance site LearnVest.com. On average, we make 6 to 10 financial decisions every day. With more than 85 percent of South Africans living paycheck-to-paycheck
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Discovery Vitality vs Momentum Multiply
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Here is a comparison between Discovery Vitality & Momentun's Multiply... Vitality is an extensive programme that has evolved over 15 years. Discovery regularly extends the benefits using its large membership to negotiate deals with 
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Discovery Retirement Optimiser (DRO) benefits explained
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I attended a Discovery Invest seminar in the week presented by Jamie Mckillop (Investment Specialist at Discovery) and I have to say, it blew my mind. I have never been a fan of a Retirement Annuity and I don’t even have one myself (I don’t advise or talk about something that I don’t have) but after listening to the presentation based on Discovery’s Retirement Optimiser I had to change my beliefs regarding a Retirement Annuity and thought that I should share it with my clients as the value of this benefit/product is amazing.  
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Bitcoins simplified
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Breaking down the ‘virtual currency’ that crashed last week. Techies are trumpeting a so-called virtual currency called Bitcoin that behaves in some ways like traditional currencies. Financial experts are debating its regulatory pitfalls and volatility, highlighted by a [](http://mny.co.za/2k10)
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Crowd investing: The power of the crowd
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I came across an interesting article that [Maya Fisher](http://mayaonmoney.co.za/2013/04/crowd-investing-the-power-of-the-crowd/) published on her blog and decided to share it with you as some of my clients asked about "crowd sourcing' If you have a business idea that all your friends say they would invest in, or you have identified a business you want to put your money in, crowd funding could be your platform. Crowdfunding is a  ...
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